Riaan I-SVB Financial Group, umzali we-Silicon Valley Bank (SVB), ifake isicelo sokuvikela ukuqothuka kweSahluko 11 esikhathini esingaphansi kweviki ngemuva kokufakwa kwebhange eliphezulu.
Phakathi ku isitatimende NgoLwesihlanu, i-SVB Financial Group ithe ifake isicelo sokuhlela kabusha okugadwe yinkantolo ngaphansi kweSahluko 11 esiFundeni esiseNingizimu yaseNew York.
Ukufakwa kuzoyivumela ukuthi ihlole ukuthengisa i-biz yayo ye-SVB Security brokerage kanye nenkampani yesikhulumi sokutshala imali ye-SVB Capital. Okusho ukuthi, izokwazi ukukhetha izingcezu ezisasebenza futhi iwakhiphe.
“Inqubo yeSahluko 11 izovumela i-SVB Financial Group ukuthi ilondoloze inani njengoba ihlola ezinye izindlela zamasu zamabhizinisi ayo ayigugu kanye nempahla, ikakhulukazi i-SVB Capital kanye ne-SVB Securities,” kusho i-SVB Financial Restructuring Officer uWilliam Kosturos.
Ngesikhathi sokufaka isicelo, inkampani ithe inemali elinganiselwa ku-$2.2 billion, ngaphezu kwemali kanye nezintshisekelo eziphethwe yi-SVB Capital and Securities. Lezo zigaba, amanothi ebhange angasekho, zihlola “izindlela ezihlukile zamasu” ngale kweSahluko 11. I-SVB Financial Group ifuna cishe u-$3.3 wezigidigidi esikweletini esixhaswe ngemali esihlanganisiwe, kanye nesamba esilinganiselwa ku-$3.7 billion wemali ekhethwayo esele.
Nakuba leli qembu selivele lithengise ingalo yalo yase-UK ku-HSBC ngepondo elilodwa laseBrithani, inkampani iphawula ukuthi noma yikuphi ukuthengisa okungaba khona e-US kuzokwenziwa ngezinqubo zokuqothuka kweSahluko 11 futhi kuncike ekugunyazweni kwenkantolo.
Ukufakwa kwesicelo kuza ezinsukwini eziyisikhombisa ngemuva kwe-SVB bhidlika kanye nokuthatha izintambo okulandelayo yi-Federal Deposit Insurance Corporation (FDIC), eqinisekisa amadiphozithi afika ku-$250,000.
Nakuba lokhu kungase kukhuthaze abaningi. I-SVB bekungelona ibhange lakho elijwayelekile. Yake yaba intandokazi phakathi kongxiwankulu abahwebayo kanye nabaqalayo bezobuchwepheshe, yabala cishe ingxenye yezinkampani zase-US ezisekelwa yibhizinisi zobuchwepheshe kanye nesayensi yezempilo njengamakhasimende ayo.
Kubikwa ukuthi iningi lamakhasimende aleli bhange lalifake imali engaphezulu kwezivikelo ze-FDIC. Lokhu kudale ukushuba okukhulu ngesonto eledlule njengoba izinkampani bezibheda ngethemba lokulahlekelwa yizizumbulu zemali okungenzeka ukuthi ziwa.
Nokho, ngempelasonto edlule uNobhala woMgcinimafa uJanet Yellen kugunyaziwe izinyathelo ezivumele i-FDIC ukuthi ivikele amadiphozithi ekhasimende ewonke, ngaphandle kwabanikazi bamasheya kanye nabanikazi bezikweletu abangavikelekile ababengeke bathole ukuvikeleka.
Ngokuhlanganyela isitatimendeuMnyango Wezezimali kanye ne-Federal Reserve bagcizelela ukuthi akukho noyedwa ukulahlekelwa okuzotholwa abakhokhi bentela.
Noma kunjalo, ukwehluleka kwebhange kusaqhubeka nokuba nemiphumela engathandeki kuyo yonke imboni yezezimali. NgoLwesihlanu, uMongameli waseMelika uJoe Biden ebizwa kuCongress ukuthi ikhiphe izinhlawulo eziqinile kumabhange aphatha budedengu izimali zamakhasimende awo.
“Lapho amabhange ehluleka ngenxa yokungaphathi kahle kanye nobungozi obukhulu, kufanele kube lula kubalawuli ukuthi babambe isinxephezelo kubaphathi, babeke izinhlawulo zomphakathi, futhi bavimbele abaphathi ukuthi basebenze embonini yamabhange futhi,” kusho umongameli wase-US esitatimendeni.
“ICongress kumele ithathe izinyathelo zokufaka izinhlawulo eziqinile kubaphathi bamabhange abakhulu abangakwazi ukuphatha kahle izikhungo zabo.” ®
