Riaan 
Izingozi eziningi zigcina abanini bomshwalensi bengalali ebusuku ngenxa yezinto ezehlukene ezidlalayo njengamanje eNingizimu Afrika okungenzeka ukuthi zithinte abathengi abanomshwalense ngo-2023. Lokhu kuzothinta kakhulu abathengi abangenayo ikhava efanele, noma abangenayo nhlobo. .
“Isimo sengozi, ikakhulukazi kubanikazi bezindlu, sishintsha ngokushesha, uma kubhekwa ukwanda okukhulu nezivamile kwezinhlekelele zesimo sezulu, kanye nomthelela wokunqanyulwa kukagesi okuhleliwe, okuphoqa abathengi abaningi ukuthi basebenzise enye indlela yokuphakelwa kukagesi ukuze kugcinwe ugesi. kukhanya,” kusho uLizo Mnguni, okhulumela i-Old Mutual Insure.
Lezi zingozi wukucisha ugesi, ukushintsha kwesimo sezulu okubangela isimo sezulu esingesihle, isimo somnotho kanye nezinxushunxushu zomphakathi.
FUNDA FUTHI: Ukuthi ukuphuma kugridi kuzowuthinta kanjani umshwalense wakho
Ukucisha ugesi
“Yize wonke umuntu ekwamukele ukuntengantenga kwegridi kuzwelonke, imibiko iveza ukuthi ukucinywa kukagesi kungenzeka kube yinto eqinisekisiwe eminyakeni emibili ezayo. Kulesi simo, sisendleleni enzima,” kusho uMnguni.
Ngezinga elingakaze libonwe lokucishwa kukagesi okuqaliswe kulezi zinyanga eziyi-12 ezedlule, uthi i-Old Mutual Insure ibone ukwanda okukhulu kwezicelo, ikakhulukazi izicelo zokunyuka kukagesi, ezicishe ziphindeke kabili. Kusukela ngo-2018 isibalo semishini kagesi, amagiza aqhumile kanye nezicelo zokuhlinzwa kukagesi kunyuke ngama-93%.
“Izicelo zokukhushulwa kwamandla ziya ngokuya ziba nzima ukuzenza umshwalense. Izinkampani zomshwalense zisebhizinisini lokulawula ubungozi futhi lapho imvamisa nokuqina kwezimangalo kukhula, kungaba nomthelela ekutholakaleni kanye nokufinyeleleka komshwalense. “
UMnguni ukhuthaza abanikazi bamapholisi ukuthi bathathe izinyathelo ezifanele zokuvikela impahla kagesi ekucushweni kukagesi, ngokwesibonelo, kufakwe izinto ezivikela ugesi. Abanikazi bezinqubomgomo kufanele futhi bathathe ezinye izinyathelo zokuvimbela, njengokuvala ama-electronics ngesikhathi sokucishwa kukagesi, ukukhulula amadivaysi angabalulekile phakathi neziphepho nokugcina izinto zikagesi zikude nemithombo yokushisa nomswakama.
Lapho abanikazi bamapholisi bethatha izinyathelo eziqinile zokuvikela okokusebenza kwabo kagesi, abanciphisi nje kuphela ingcuphe yokulimala ngenxa yokwanda kwamandla kodwa futhi basiza ekugcineni ukutholakala nokufinyeleleka komshwalense.
Abathengi abaningi manje batshala kwezinye izinto zikagesi njengama-inverter, amajeneretha, amabhethri e-UPS ngisho namandla elanga kanye nelanga cishe kuzoduma njengoba uhulumeni esanda kwethula ikhefu lentela kumaphaneli elanga kubantu ngabanye.
“Qiniseka ukuthi unekhava efanelekile yohlelo lokusekelayo olulungile, okungenzeka kube ukwakha noma ikhava yokuqukethwe ukuqinisekisa ukuthi awukho engcupheni yokungakhaviwe ngomcimbi wokulahlekelwa,” kusho uMnguni.
Uma ungena ezindlekweni zokufaka omunye ugesi, unganqamuki amakhona. “Qinisekisa ukuthi unamawaranti afanelekile futhi usebenzise isifaki esiqinisekisiwe.”
FUNDA FUTHI: Njengoba izinhlekelele zesimo sezulu ziba zivame kakhulu ukunikezwa umshwalense omncane kungaba yingozi kakhulu
Ukushintsha kwesimo sezulu nesimo sezulu
UMnguni uthi abathengi bangase babhekane nengozi enkulu yesimo sezulu ngo-2023, okwenza kubaluleke nakakhulu ukuthi ugcine umshwalense wakho usesimweni, noma uqinisekise ukuthi unomshwalense owanele, ukuze ube sesimweni sokulungisa impahla elahlekile noma eyonakele.
Njengamanje iNingizimu Afrika isemjikelezweni omude we-La Niña, odala umonakalo ezweni. “Siyibonile imiphumela yezikhukhula zaseGoli ngasekupheleni kuka-2022, ezalethwa yi-La Niña kanye nesigameko esiyinhlekelele enkulu kunazo zonke ngo-2022 kanye nezikhukhula zaKwaZulu-Natal emlandweni.”
Idatha nocwaningo lwe-Old Mutual Insure luveza ukuthi izimangalo zenhlekelele yonyaka phakathi kweminyaka eyi-10 edlule phakathi kuka-2012 no-2022 ziphakeme ngokuphindwe ka-10 kunaphakathi kuka-2000 no-2011.
“Lokhu futhi kushintsha iphrofayili yobungozi kubanikazi bamapholisi kanye nezindawo. Isibonelo nje, phambilini, uma ubuhlala KwaZulu-Natal, kungenzeka ukuthi amathuba okudilika kodaka ayekude, kodwa manje, njengoba isimo sezulu sishintsha ngokushesha, kungenzeka ukuthi ingozi yodaka inyuke kakhulu uma iqhathaniswa neyayikhona eminyakeni engu-20 edlule. Kungenzeka ukuthi umshwalense wakho awuzange uwufake phambilini, kodwa manje usubalulekile,” kusho uMnguni.
Abanikazi bamapholisi bangase bacabange ngaphambilini ukuthi abawudingi umshwalense othile ngenxa yokuthi ingqalasizinda ezungeze indawo yabo yinhle, inobungozi obuncane, kodwa nalokhu kuyashintsha.
“Ngokujwayelekile uyakhandwa ngaphansi kwekhava yezakhiwo, kodwa sibona ezinye izinkampani zomshwalense zibakhipha ngaphandle ubungozi bezikhukhula emigomeni ezindaweni lapho kuhlala khona izikhukhula. Kulesi simo, qinisekisa ukuthi uyayibuyekeza ipholisi yakho nokuthi usenawo umshwalense wale micimbi,” kusho uMnguni.
Kukhona ukuphuthuma okucacile kubathengi abebecabanga ukuthi abasoze bawudinga umshwalense, manje baqale ukuwucabanga.
FUNDA FUTHI: Ungayinciphisa kanjani imali ngenkathi ugcina umshwalense wakho wesikhathi eside
Isimo sezulu somnotho
UMnguni uthi i-inflation izoba phezulu ngasekuqaleni kuka-2023, ngaphambi kokuthi ihlehle engxenyeni yesibili yonyaka ozayo. “Ngesimo sokwehla kwamandla emali, kubaluleke kakhulu ukuthi ufakwe umshwalense ngo-2023.”
Imininingwane ye-Old Mutual Insure iphakamisa ukuthi amanani ezimoto ezisetshenzisiwe anyuke phakathi kuka-8% no-14% eminyakeni emibili edlule, kodwa isilinganiso sezindleko ngesicelo ngasinye sikhuphuke kakhulu. Izimangalo ze-inflation zenkampani bezilokhu zikhuphuka kusukela ngo-2021 futhi lokhu kwaqhubeka ngo-2022.
Iziyaluyalu zomphakathi
“Kunengozi enkulu yezibhelu zombango ngo-2023 uma kuqhathaniswa no-2022, ikakhulukazi mayelana nokuntengantenga kwegridi. Sibheke kulokhu,” kusho uMnguni, ekhumbula izibhelu ezingakaze zibonwe zangoJulayi 2021.
Ukhumbuza abanikazi bamapholisi ukuthi uma bethola umonakalo ezindaweni zabo ngenxa yezinxushunxushu, kuzokhandwa ngaphansi kweSasria. “Abantu abaningi banalo mshwalense ngokuba nomshwalense. Uma unomshwalense wezakhiwo noma wezinto ezingaphakathi, kanye nomshwalense wemoto, cishe uyohlala unomshwalense wakwaSasria.”
Nokho, kungaba umqondo omuhle ukuhlola kabili ukuthi umshwalense wakho uhlanganisa ikhava ye-Sasria.
