Riaan 
Ukuthengiswa kwezindlu ebeziphethwe ngaphambilini kukhuphuke ngo-14.5% ngoFebhuwari uma kuqhathaniswa noJanuwari, ngokwezibalo ezishintshwe isizini I-National Association of Realtors. Lokho kubeka ukuthengiswa ngezinga eliqoshwa minyaka yonke lamayunithi ayizigidi ezi-4.58.
Bekuyinzuzo yokuqala yanyanga zonke ezinyangeni eziyi-12 kanye nokwanda okukhulu kakhulu kusukela ngoJulayi 2020, ngemuva nje kokuqala kobhubhane lwe-Covid-19. Nokho, ukudayiswa bekuphansi ngo-22.6% kunalokho okwakuyikho ngoFebhuwari wonyaka odlule.
Lezi zibalo zokuthengisa zisekelwe ekuvaleni, ngakho-ke izinkontileka kungenzeka zisayinwe ekupheleni kukaDisemba futhi ngoJanuwari wonke, lapho amanani ezindlu ezibolekiwe ehle kakhulu. Izinga elimaphakathi emalini ebolekiwe engaguquki edumile yeminyaka engu-30 linyukele ebangeni eliphansi elingu-6% phakathi noJanuwari wonke ngemva kokufinyelela inani eliphezulu elingu-7% ekwindla edlule.
Uphawu oluthi “Okuthengiswayo” ngaphandle kwekhaya e-Atlanta, Georgia, ngoLwesihlanu, Feb. 17, 2023.
Dustin Chambers | Bloomberg | Izithombe ze-Getty
Ukwehla kwesihlobo kubangele ukweqa ekuthengisweni kwezindlu ezisanda kwakhiwa, ngaphambi kwentela yehle yabuyela ku-7% ngoFebhuwari. Manje sebemi ku-6.67%, ngokusho kombiko I-Mortgage News Daily.
“Njengoba beqaphela ukushintsha amanani emali mboleko, abathengi bezindlu basebenzisa noma yimaphi amanani anciphayo,” kusho uLawrence Yun, isazi sezomnotho esikhulu seRealtors, enkulumweni. “Ngaphezu kwalokho, sibona izinzuzo eziqinile zokuthengisa ezindaweni lapho amanani ezindlu ehla khona futhi umnotho wendawo wengeza imisebenzi.”
Amazinga e-mortgage aphezulu abelokhu ukupholisa izintengo zasekhaya kusukela ehlobo eledlule, futhi ngokokuqala ngqa kwirekhodi lezinyanga ezingu-131 ezilandelanayo – cishe iminyaka engu-11 – amanani ayephansi uma kuqhathaniswa nonyaka nonyaka. Intengo emaphakathi yendlu ekhona eyathengiswa ngoFebhuwari yayingu-$363,000, ihle ngo-0.2% kusukela ngoFebhuwari 2022.
Leyo ntengo emaphakathi ephansi ingaba uphawu lokuthi amakhaya asemaphethelweni athengekayo emakethe ayadayisa.
Ukuthengisa bekungase kuphakame kakhulu ukube bekungengenxa yalokho okusephansi kakhulu. Bekunezindlu ezingama-980,000 kuphela ezithengiswayo ekupheleni kukaFebhuwari, ngokusho kwabakwaRealtors, iflethi uma kuqhathaniswa noJanuwari. Ngokwezinga lokuthengisa lamanje, lokho kumelela ukunikezwa kwezinyanga ezingu-2.6. Imakethe ebhalansile phakathi komthengi nomthengisi ithathwa njengokuphakelwa kwezinyanga ezi-4 kuya kweziyisi-6.
“Amazinga we-Inventory asesezingeni eliphansi kakhulu emlandweni,” wengeza u-Yun. “Ngakho-ke, okunikezwayo okuningi kubuyisela inani elihle lezakhiwo.”
Lokhu kungase kuqale ukushisa izintengo futhi, kodwa njengoba amanani emali ebolekiwe manje esephezulu kunangoJanuwari kuzoba nzima kwabanye abathengi ukuncintisana.
Endlini evulekile yakamuva eCleveland, e-Ohio, umthengi wezindlu uKatie Berardi uthe amanani entengo emali ebolekiwe abe nomthelela kulokho yena nomyeni wakhe abakwazi ukukukhokhela.
“Iphesenti lemali ebolekiwe lehlile izinga lethu lasekuqaleni ebesibheke kulo. Ekuqaleni belifana ne- $440,000. Manje sesibheka kakhulu njengebanga lama-$300,000,” kusho uBerardi.
Ikhaya abekade elivakashela belifakwe ku- $450,000, kodwa akekho noyedwa owafika ekuqaleni kokuvulwa, ngokusho komenzeli wohlu, owabe esehlisa intengo.
“Le yindlu enkulu; awukwazi ukwakha le ndlu ngo-$450,000 njengamanje,” kusho uMichelle Santoro, i-ejenti yakwaRussell Realty Services. “Kodwa ngeshwa, imakethe ayizange ithande imicabango yami, ngakho sehlele ku-$ 350,000, futhi manje ngidale ukudideka kwemakethe.”
Ukuthengiswa kwemali yonke kubalele u-28% wemisebenzi ngoFebhuwari, yehle isuka ku-29% ngoJanuwari kodwa ikhuphuke isuka ku-25% ngoFebhuwari 2022. Abatshalizimali ngabanye babuyile, benza u-18% wabathengi, benyuka besuka ku-16% ngoJanuwari kodwa behle besuka ku-19%. ngoFebhuwari 2022.
Uma ubheka ukuthengisa ngamanani entengo ahlukene, wonke ayephansi ebangeni lama-20% kusukela ngoFebhuwari wonyaka odlule, nokuthengiswa kwehle kakhulu engxenyeni ephezulu, yamadola ayizigidigidi nangaphezulu.
