Riaan 
Ukuwa kweSilicon Valley Bank muva nje kungase kubangele ukuthimula eNingizimu Afrika njengoba izimakethe ezisafufusa zihlupheke kancane, zilahlekelwe nje ngo-1.5% uma kuqhathaniswa no-10% wezintengo zamabhange ezomnotho ezithuthukile. Nokho, ukuwa kweSilicon Valley Bank kumelela usongo olukhulu ohlelweni lwezezimali lwase-US. Ibhange laseMelika iSilvergate Capital lavalwa emasontweni amabili edlule lalandelwa ukuwa kweSilicon Valley Bank (SVB), okwaphakamisa imibuzo mayelana nokutheleleka okubanzi kwezimakethe zezimali. Kepha iqembu locwaningo lwezomnotho, i-Oxford Economics Africa, lithi likholelwa ukuthi izinyathelo ezibekwe ngabalawuli, okubandakanya ukwethulwa …
Ukuwa kweSilicon Valley Bank muva nje kungase kubangele ukuthimula eNingizimu Afrika njengoba izimakethe ezisafufusa zihlupheke kancane, zilahlekelwe nje ngo-1.5% uma kuqhathaniswa no-10% wezintengo zamabhange ezomnotho ezithuthukile.
Nokho, ukuwa kweSilicon Valley Bank kumelela usongo olukhulu ohlelweni lwezezimali lwase-US.
Ibhange laseMelika iSilvergate Capital lavalwa emasontweni amabili edlule lalandelwa ukuwa kweSilicon Valley Bank (SVB), okwaphakamisa imibuzo mayelana nokutheleleka okubanzi kwezimakethe zezimali.
Kodwa iqembu locwaningo lwezomnotho, i-Oxford Economics Africa, lithi likholelwa ukuthi izinyathelo ezibekwe ngabalawuli, okuhlanganisa nokwethulwa kohlelo olusha lweBank Term Funding Programme, kufanele zanele ukudambisa izinzwa zabatshalizimali futhi zisize ukunqanda ukubalekela kwezokuphepha. evikini eledlule.
Kodwa-ke, leli qembu lixwayisa ngokuthi izimakethe zezimali zase-Afrika zihlala zisengozini yokuguquguquka kwemizwa yezimakethe ezithuthukile futhi ubungozi okwamanje butshekele kakhulu phansi.
Leli qembu lithi ukuwa kwe-SVB kuwusongo olukhulu ohlelweni lwezezimali lwezwe njengoba izimakethe zibona kungase kube uphawu lwezinkinga ezifanayo kwamanye amabhange emhlabeni wonke, nakuba i-SVB bekuyibhange le-16 kuphela elikhulu lase-US.
Kwakungelinye lamabhange amaningi aphethe iphothifoliyo enkulu yezibambiso zakudala, ezingadala ukulahlekelwa okukhulu uma zidayiswa ngaphambi kokuvuthwa.
I-Oxford Economics Africa ithi ngeke ikubekezelele ukuthi amanye amafemu azithole esesimweni esibi ne-Fed phakathi nokukhuphuka kwenani elibi kakhulu eminyakeni engama-40.
FUNDA FUTHI: Ukuwa kweSilicon Valley Bank akumangazi
Lapho i-Afrika ingathinteka khona
“Okwenzeka e-US kwazisa umuzwa wobungozi emhlabeni jikelele futhi lesi yisiteshi esikhulu lapho i-Afrika izothinteka khona. Izinkomba zithi mancane ubungozi bokutheleleka nokuthi umthelela obanzi, uma isisekelo sethu siqhubeka, uzokhawulelwa. ”
Iqembu lilindele ukuthi umnotho wase-US uzokwehla kancane engxenyeni yesibili yalo nyaka ikakhulukazi ngoba iFederal Reserve izoqhubeka nokuqinisa “kuze kube yilapho bephula okuthile”.
Ukuwa kwe-SVB kuwuphawu lokuqala olukhulu lwalokho okwenzekayo futhi njengoba beqhubeka nokwenyusa amanani kungenzeka kube nezinye izimpawu.
I-Bureau for Economic Research eNyuvesi yaseStellenbosch ithi ukuwa kwe-SVB kanye nokwehluleka okwalandela kwelinye ibhange lapho elesithathu lingena ebhange, kwaphinde kwashintsha ngezimakethe zezimali zomhlaba.
Izimakethe zamasheya nezamabhondi ziqhubekile nokuba nokuguquguquka okungalawuleki ngemuva kokuba ibhange lesibili ngobukhulu eSwitzerland, iCredit Suisse, elike lanyakaziswa amahlazo ambalwa eminyakeni yamuva futhi lase lingaphansi kwengcindezi ngaphambi kokuwa kwe-SVB, liphinde lalahlekelwa okunye phakathi kokutheleleka okuvela ezinkingeni zamabhange aseMelika. kanye nombiko womcwaningi mabhuku ongemuhle.
Lokhu kuphinde kwamosha izimakethe, ikakhulukazi ngemuva kokuthi i-Credit Suisse idayiselwe iBhange LaseSwitzerland. I-BER ithi isidingo sokusekela ukuzinza kwezezimali kakade siholele iziphathimandla zase-US, kuhlanganise nebhange eliphakathi, ukuba zingenele ukuze zivikele amadiphozithi amaklayenti e-SVB.
Izikhungo zezezimali zingase ‘ngokuzithandela’ ziqinise izindinganiso zokuboleka ngezikweletu ngemuva kokuwa kwe-SVB, okusho ukuthi ibhange elikhulu lingase lidinge ukwenza okuncane ukunqanda ukwehla kwamandla emali kanye nezingozi zokuqina ngokweqile uma liqhubeka emgudwini walo oshiwo ngaphambilini.
FUNDA FUTHI: I-SA kufanele ilungiselele inhlekelele yezomnotho, njengoba i-S&P yehlisa umbono wokulinganisa
Lapho ibhange elincane likhula ngokushesha kakhulu
U-Andre Reichel, uchwepheshe womkhakha wezezimali womhlaba wonke kwaSchroders, uthi eminyakeni emithathu edlule, i-SVB yayiyibhange elincane, kodwa ibhalansi yayo yaphindeka kathathu ngokushesha ngenxa yemali engena emkhakheni wezemali nezamabhilidi ngesikhathi sodlame, kodwa umqondo wabaphathi awuzange uhambisane neqiniso lokuthi ibhange lase liyibhizinisi elihluke kakhulu, elikhulu kakhulu, ngesikhathi esifushane.
“Sekuseduze ukusho ukuthi inkinga isiphelile yini. Amanye amabhange asengaba sengozini kodwa, okubalulekile, isitophu manje sesikhona. Ngisho noma elinye ibhange elincane lehluleka, uhlelo olubanzi luvikelekile. Esizokubona ukuthi amanye ala mabhange amancane azohlela kabusha amamodeli awo amabhizinisi ukuze anciphise ubungozi bokuvela kwesimo esifanayo.”
Ukuwa kwe-SVB kubonisa ukuthi amazinga enzalo akhuphuka kakhulu aveza ubuthakathaka obekade bufihlwe indawo enezinga eliphansi.
I-Fed izobeka amanani amasha ngosuku olulandelayo noma ezimbili futhi ngenkathi ukukhuphuka kwamaphuzu angu-50 bekukade kumakhadi phakathi nokwehla kwamandla emali okuphakeme, ukwehluleka kwe-SVB kungase kushintshe lokho.
U-Keith Wade, isazi sezomnotho esiyinhloko kanye nosomaqhinga kwa-Schroders, uthi i-Fed izoba nomdlandla wokungenzi isimo samanje sibe sibi futhi, ngakho-ke, ingahlehla ekuqiniseni okuphawulekayo kodwa umehluko phakathi kwamanje kanye ne-Global Financial Crisis ngo-2009 ukuthi ukwehla kwamandla emali kuyisimo esibi kakhulu. inkinga manje.
“Lokho kucindezela lokho i-Fed engayenza, ngoba ukubuyisela ukwehla kwamandla emali ekuhlosweni kufanele kube yinto ebalulekile ekugxilwe kuyo.”
