Riaan 
Sizobhekana kanjani nobusika bokunqamuka kukagesi kulesi simo somnotho esikhona? Impendulo iwukunamathela ohlelweni lokusebenzisa imali. Inkinga ukuthi izigidi zabantu baseNingizimu Afrika sezivele zithwele kanzima ukuze zifike ekupheleni kwenyanga, ngaphandle kwezindleko ezengeziwe ezifika ebusika.
Abantu baseNingizimu Afrika bakuthola kunzima ukubhekana nezindleko zabo zanyanga zonke futhi ezinyangeni ezisanda kwedlula sekucishe kungenzeki emindenini eminingi ukuthi ikwazi ukulinganisa iholo kanye nezindleko zayo. Ukunyuka kwamanani okudla, ukukhuphuka kwentengo kagesi nophethiloli kanye nokwenyuka kwezinga lenzalo kwengeze izinkulungwane zamarandi emalini ebolekiwe yamakhaya nezimoto futhi iningi labantu selifinyelele esiphethweni sentambo yalo yezezimali.
Lokhu kuyiqiniso ikakhulukazi uma kuziwa ekuhleleni izabelomali zabo zanyanga zonke. Kwabaningi bethu kusho ukuthemba okungcono kakhulu futhi kwabaningi izikweletu sekuyindlela yokuphila inyanga ngayinye.
“Kungase kubonakale kungenakwenzeka ukwelula isabelomali sakho ngisho nesenti elilodwa ukuqhubekela phambili, lapho ngayinye isibaliwe kakade,” kusho uNeil Roets, oyi-CEO yeDebt Rescue. “Nokho, zisekhona izindlela zokwelula leso sabelomali, noma ngabe izindleko zokuphila zikhuphuka kanjani. Okude nokufushane kwakho ukuthi akukaze kube okubaluleke kakhulu kunamanje ukwenza ubuciko futhi sijule uma kuziwa ekuhleleni kwethu imali. ”
FUNDA FUTHI: Abathengi baseNingizimu Afrika bazama kanjani ukusinda enkingeni yezindleko zokuphila
Izintengo zokudla kubhajethi yakho
I-Household Affordability Index yakamuva eyenziwe yiqembu laseMgungundlovu Economic Justice and Dignity ikhombisa ukuthi amanani okudla ezweni ahlezi emazingeni aphezulu, kuxwayiswa ukuthi ingcindezi emathilini ngeke yehle maduze. Ngalokhu emqondweni, abantu baseNingizimu Afrika badinga ukusebenzisa indlela yokwenza noma ukufa kwezimali zabo.
Ngokwemininingwane ka-April, i-avareji yezindleko ze-Household Food Basket yafinyelela ngaphezu kuka-R5 000 okokuqala ngqa ku-R5,023.95. Inyanga nenyanga, isilinganiso sezindleko zikabhasikidi sikhuphuke ngo-R57.75 (1.2%) kanti izindleko ezijwayelekile zokupha ingane ukudla okunomsoco zikhuphuke ngo-R17.43 noma u-2.0% ngenyanga.
“Lezi yizindaba ezibuhlungu kubantu abayizigidi ezingu-30.4 abaphila ngaphansi kwesilinganiso sobumpofu esifinyelela ku-R1 417 ngenyanga, ingasaphathwa eyezigidi ezingu-13.8 eziphila ngaphansi kwesilinganiso sokudla esingu-R663 ngenyanga,” kusho uRoets.
Izinyanga zasebusika ziveza izinselelo ezithize ezizovivinya ukuqina kwabantu baseNingizimu Afrika abavela kuzo zonke izigaba zempilo, njengoba bezabalaza ukubhekana nokucinywa kukagesi nezimo zomnotho ezinzima, kodwa akhona amasu avumelana nesabelomali angasiza amakhaya amaningi.
U-Roets ukholelwa ukuthi enye yezindlela ezisebenza kahle kakhulu zokonga imali isesikweletini sakho segrosa sanyanga zonke – futhi ungakwenza lokhu ngaphandle kokudela ukudla okunomsoco. “Ungathenga ukudla okuyisisekelo okunomsoco kodwa okungabizi futhi ulondoloze impilo enempilo, ube uphila ngokwamandla akho. Kungase kungabi indlela yokuphila oyijwayele, kodwa kungenza impisi ingangeni emnyango.”
FUNDA FUTHI: Inkinga yezindleko zokuphila: Ngeke sisakwazi ukugcina izibani zikhanya
Yonga ekudleni
Unalesi seluleko kubathengi:
- Thenga ngokudla osekunyusweni;
- Hlela ukudla kwakho ngezinto ezikhethekile zesuphamakethe futhi uma kukhona izimpahla ovame ukuzithenga ezithengiswayo, gcina kancane uma ukwazi;
- Thenga okusanhlamvu kanye nemifino.
I-Roets iveza ukuthi irayisi, ubhontshisi nokunye okusanhlamvu kanye nemifino kuwumthombo omkhulu wamaprotheni, i-fiber nezinye izakhi ezibalulekile. Ungakwazi ukwengeza ama-pulses, njengama-lentils, kuma-curries nasezitshudeni ukuze ugcwalise ingxenye yamaprotheni. Lezi zinketho zishibhile, zimnandi futhi zinenqwaba yezinzuzo zezempilo futhi zenza uhambo olude kancane.
“Kukhona ukudla okuyisisekelo okusathengeka futhi okungathengwa ngobuningi, okuzokongela imali ngokuhamba kwesikhathi,” usho kanje.
Uphinde weluleke abathengi ukuthi bakhethe izithelo nemifino emisha esesikhathini sonyaka ukuze bonge imali. Imikhiqizo yesizini ivamise ukushibhile kunemikhiqizo ephuma ngaphandle kwesizini, kanti futhi isha futhi inokunambitheka okwengeziwe.
“Intengo kabhanana, amawolintshi namahhabhula yehle kakhulu ngo-Ephreli ngakho-ke kunengqondo ukuwafaka ohlwini lwegrosa. Ungazama nokuthenga izithelo nemifino eqandisiwe, engagcinwa isikhathi eside.”
FUNDA FUTHI: Ulwakha kanjani uhlelo lokukhokha isikweletu futhi unamathele kulo
Ezinye izinhlelo zokulinganisa isabelomali sakho
Abantu abaningi baphinde batshala izivande zokudla emagcekeni abo futhi uma ungomunye wabo, ungahwebelana nomakhelwane bakho ngemikhiqizo futhi wonge amakhulu amarandi kulokhu.
Inyama ingamba eqolo, kodwa uma unendlela yokuyithenga ngobuningi bese uyiqandisa, ungonga imali futhi ube nayo noma nini lapho uyidinga. Ungazama futhi ukuthenga izinqamu ezishibhile zenyama, njengamabele enkukhu namaphiko noma i-chuck yenkomo, engaba mnandi futhi enomsoco njengokusikeka okubizayo. Ukwengeza lezi isobho zemifino akugcini nje ukuthuthukisa ukunambitheka, kodwa futhi kunikeza amaprotheni, kusho uRoets.
Kubalulekile futhi ukuhlela ukudla kwakho kusenesikhathi ukuze uqiniseke ukuthi uthenga okudingayo kuphela futhi ugweme ukumosha ukudla. Lokhu kuzokongela imali futhi kuqinisekise ukuthi uhlale unokudla okunempilo esandleni. Njengoba ukucinywa kukagesi manje okuyingxenye yempilo yansuku zonke yabantu baseNingizimu Afrika, kunolunye uhlelo lokuhlela okumele babhekane nalo ngekusasa elibonakalayo.
Ama-roets abuyela entweni ebaluleke kakhulu okufanele yenziwe: isabelomali, isabelomali, isabelomali. “Lokhu akukaze kubaluleke kakhulu. Ngokunyuka kwentengo kaphethiloli kanye nokwenyuka kukagesi kuthinta izwe lonke, kubalulekile ukwazi kahle ukuthi kwenzekani ngezimali zakho siqu.”
Ngisho nokudweba ispredishithi esilula esibonisa imali engenayo kanye nezindleko kuzokunikeza isithombe esingokoqobo sokuthi unganciphisa kuphi izindleko futhi wenze izinguquko.
