Riaan
Amaphuzu angoLwesine angu-50 (bps) isilinganiso se-repo ukunyuka kusho ukuthi izikhwama zemali zabathengi asebenezinkinga zisaphinde zishayeke kanzima, ikakhulukazi labo ababolekwe izindlu nezimoto njengoba izindleko zokuxhasa izikweletu zabo zikhuphuka ngokushesha.
IBhange Lombuso laseNingizimu Afrika (Sarb) libambe umhlangano walo wesithathu weKomidi Lomgomo Wezezimali wonyaka ngoLwesine futhi lanquma ukukhuphula izinga lerepo lifinyelele ku-8.25% – liphusha izinga lokuboleka eliyinhloko lamabhange okuhweba (asetshenziselwa ukuboleka abathengi) ku-11.25%.
Uhambo lwaluyi-10th selokhu i-Sarb iqale umjikelezo wayo wokuqwala izintaba ukuze inqande ukukhuphuka kwamandla emali okunamathelayo ezinyangeni eziyi-18 ezedlule. Kusukela lapho izinga le-repo likhuphuke ngo-450bps ehlangene, lisuka kwirekhodi lenkathi ye-Covid eliphansi elingu-3.5%.
Umphumela wokwenyuka usho ukuthi abathengi manje sebekhokha imali elinganiselwa ku-40% ukuze bathole imali mboleko yabo yezindlu uma kuqhathaniswa noSepthemba 2021.
FUNDA FUTHI: ‘Sisenkingeni enkulu,’ kusho isazi sezomnotho ngemuva kokwenyuka kwe-repo rate kwehlisa irandi
O, izinto zishintshe kanjani …
Abanikazi bezindlu abasebenzisa ibhondi yeminyaka engu-20 ebiza u-R2.5 million manje sebezokhokha u-R27 093 ngenani elisha lika-11.75%, okusho ukuthi u-R7 711 ngaphezulu kusukela ngoSepthemba 2021.
Isazi sezomnotho esiphezulu sakwa-FNB uSiphamandla Mkhwanazi sitshele iMoneyweb ukuthi ukunyuka kwenyuka kwenyuka ubuhlungu kubathengi, njengoba izindleko zokukhokhela izikweletu zizonyuka ngamazinga aphakeme kakhulu kunalokho obekulindelwe ngaphambilini.
“Kumakota amabili edlule sikhona [saw] i umthengi empeleni [going] ngaphandle kwemboni yamabhange ukuze bathole … isikweletu, esivame ukuba ngamanani amakhulu,” usho kanje.
“Konke lokhu kusho ukuthi singabona izindleko zokukhokhela izikweletu zikhula ngokushesha okukhulu,” esho.
FUNDA FUTHI: Izinga le-Repo likhuphuke ngamaphoyinti angama-50 – eliphakeme kakhulu kusukela ngo-2009
UDavid Jacobs, umphathi wezentengiso wesifunda kwa-Rawson Property Group, uthi ukunyuka kwakamuva kungabangela ukukhokhwa kwebhondi yanyanga zonke kucebise abanye abanikazi bezindlu mayelana nokungabizi kakhulu, njengoba abanikazi bezindlu bokuqala behlaselwa kanzima.
“Abanikazi bezindlu abasunguliwe abayindlela efanelekile yesikhathi sabo sokubolekwa ngethemba lokuthi bazoba nendawo yokuzamazama kwezezimali, kanye neminyaka embalwa yokukhula kwemali engenayo ngemuva kwabo.”
Ubuye wengeza ngokuthi abathengi bakamuva, ikakhulukazi labo abathenge ngeqophelo eliphezulu lokukwazi kwabo ukukhokhela ngesikhathi samazinga enzalo erekhodi erekhodi ye-Covid, ababanga naso isikhathi sokukhulela ekukhokheni kwabo amabhondi.
UJacobs uthi: “Abadayisi abacindezelekile bayanda, kodwa kubalulekile ukuba abanikazi bezindlu babone ukuthi lokhu akuyona ukuphela kwendlela abangakhetha ngayo.
“Amabhange ngokuvamile azimisele kakhulu ukuyekethisa ukuze asize abanikazi bamabhondi abanesibopho ngezinye izikhathi ngezikhathi zokucindezeleka okukhulu kwezezimali.”
FUNDA FUTHI: Ubuhlungu obungaphezulu kwerepo rate kubantu baseNingizimu Afrika kulindeleke kuleli sonto
Ukuphatha izikweletu kuzoba inselele uma kuya phambili, kusho u-Adrian Goslett, umqondisi wesifunda kanye ne-CEO ye-RE/Max yaseNingizimu Afrika.
“Konke ukukhuphuka kwezinga lenzalo kunciphisa amandla okusebenzisa abathengi futhi amazinga abo okukwazi ukukhokhela afakwa ngaphansi kwengcindezi eyengeziwe.
“Iningi lochwepheshe belinethemba eliholela esimemezelweni sikaMashi sokuthi kungenzeka ukuthi umjikelezo wokuqwala izintaba ususondele ekupheleni kwawo. Umbono okhona njengamanje ubonakala ukhomba ukuthi lokhu kungukukhuphuka kokugcina kulo mjikelezo, kodwa asikho isiqiniseko salokhu njengoba ukwehla kwamandla emali kulokhu kuguquguquka kusukela emihlanganweni kuya kwesinye,” kusho uGoslett.
Lesi sihloko savela okokuqala ku-Moneyweb futhi saphinde sashicilelwa ngemvume.
Funda isihloko sokuqala lapha.
